Financial Advisor New Client Financial Discovery
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Create a new client financial discovery questionnaire and guide.

Purpose: Gather comprehensive financial information to build a complete financial plan.

NEW CLIENT DISCOVERY GUIDE

SECTION 1 — PERSONAL INFORMATION
- Full legal names: []
- Date(s) of birth: []
- Social Security numbers: [collect securely]
- Contact information: []
- Employer(s): []
- Occupation(s): []
- Citizenship: []

SECTION 2 — FAMILY SITUATION
- Marital status: [single/married/divorced/widowed]
- Children: [names/ages]
- Dependents: [other dependents]
- Aging parents: [financial responsibility?]
- Special needs family member: [yes/no]

SECTION 3 — CURRENT FINANCIAL PICTURE

INCOME
- Employment income: $[gross annual]
- Spouse income: $[]
- Business income: $[]
- Rental income: $[]
- Social Security: $[if receiving]
- Pension: $[if receiving]
- Other: $[]

EXPENSES
- Monthly living expenses: $[]
- Housing (mortgage/rent): $[]
- Monthly savings: $[]
- Debt payments: $[]

ASSETS (from net worth statement)
- Checking/savings: $[]
- Investments: $[]
- Retirement accounts: $[]
- Real estate: $[]
- Business value: $[]

DEBTS
- Mortgage: $[] at [%]
- Other debts: $[]

SECTION 4 — GOALS AND PRIORITIES

RETIREMENT
- Target retirement age: []
- Retirement income needed: $[monthly]
- Lifestyle vision: [describe]
- Travel plans: []

OTHER GOALS
- College funding: [children/grandchildren]
- Home purchase: [when/how much]
- Major purchases: [describe]
- Charitable giving: [goals]
- Business goals: [if owner]
- Legacy/estate: [wishes]

SECTION 5 — RISK AND ATTITUDES
- How would you feel if portfolio dropped 20%?: []
- Investment experience: [none/some/experienced]
- Prior negative investment experience: []
- Sleep test: [what loss amount would keep you up at night?]
- Time horizon: [years]

SECTION 6 — PROTECTION
- Life insurance: [type/amount/beneficiaries]
- Disability insurance: [coverage details]
- Long-term care: [yes/no/self-insure]
- Property/casualty: [adequate coverage?]
- Umbrella policy: [yes/no]

SECTION 7 — ESTATE PLANNING
- Will: [yes/no/date]
- Trust: [type if any]
- Powers of attorney: [financial/healthcare]
- Beneficiary designations: [reviewed recently?]
- Estate concerns: [describe]

SECTION 8 — ADVISOR RELATIONSHIP
- What they want from advisor: []
- Prior advisor experience: [positive/negative/none]
- Communication preference: [frequency/method]
- Decision making: [individual/joint]
- What success looks like: [in their words]

Source: https://promptzyo.com/prompt/financial-advisor-new-client-financial-discovery