Financial Advisor Net Worth Statement Builder
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Create a client net worth statement template and analysis guide.

Client details (placeholders):
- Date of statement: [date]
- Client: [initials]
- Purpose: [annual review/loan application/planning baseline]

NET WORTH STATEMENT

ASSETS

LIQUID ASSETS
| Asset | Value |
| Checking accounts | $[] |
| Savings accounts | $[] |
| Money market | $[] |
| CDs (maturing within 1 year) | $[] |
| Cash value life insurance | $[] |
| Total Liquid Assets | $[] |

INVESTMENT ASSETS
| Asset | Value |
| Brokerage accounts | $[] |
| IRA accounts | $[] |
| 401k/employer plans | $[] |
| Roth accounts | $[] |
| Annuities | $[] |
| Business interests | $[] |
| Total Investment Assets | $[] |

REAL ESTATE
| Property | Estimated Value |
| Primary residence | $[] |
| Vacation/rental property | $[] |
| Total Real Estate | $[] |

PERSONAL PROPERTY
| Item | Estimated Value |
| Vehicles | $[] |
| Jewelry and collectibles | $[] |
| Other | $[] |
| Total Personal Property | $[] |

TOTAL ASSETS: $[]

LIABILITIES

CURRENT LIABILITIES
| Liability | Balance | Rate |
| Credit card balances | $[] | [%] |
| Other short-term debt | $[] | [%] |
| Total Current | $[] | |

LONG-TERM LIABILITIES
| Liability | Balance | Rate | Maturity |
| Primary mortgage | $[] | [%] | [year] |
| Second mortgage/HELOC | $[] | [%] | [] |
| Vehicle loans | $[] | [%] | [] |
| Student loans | $[] | [%] | [] |
| Business debt | $[] | [%] | [] |
| Other | $[] | [%] | [] |
| Total Long-term | $[] | | |

TOTAL LIABILITIES: $[]

NET WORTH: $[Assets - Liabilities]

NET WORTH ANALYSIS
- Change from last year: $[+/-]
- Percentage change: [%]
- Primary driver of change: [savings/investment gains/debt payoff]

KEY RATIOS
- Liquid assets to monthly expenses: [months of emergency fund]
- Investment assets to total assets: [%]
- Debt to asset ratio: [%]
- Mortgage to home value: [LTV %]

OBSERVATIONS
- Strengths: [list]
- Areas to improve: [list]
- Goal progress: [on track/behind/ahead]

Source: https://promptzyo.com/prompt/financial-advisor-net-worth-statement-builder