Financial Advisor Annual Review Letter
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Write an annual review letter to client [initials] summarizing their financial progress.

Client details (placeholders):
- Portfolio value start of year: $[amount]
- Portfolio value end of year: $[amount]
- Return this year: [%]
- Benchmark return: [%]
- Goals progress: [describe]
- Major changes this year: [life events/portfolio changes]

ANNUAL REVIEW LETTER

Dear [Client],

OPENING
- Thank client for their trust
- Reference the year being reviewed
- Overall tone: [positive/realistic/mixed]

PORTFOLIO PERFORMANCE
- Portfolio value: $[start] to $[end]
- Total return: [%]
- Benchmark comparison: [S&P/blended benchmark]
- Contributions made: $[amount]
- Withdrawals taken: $[amount]
- Investment gain/loss: $[amount]

GOALS PROGRESS REVIEW
- Goal 1 [retirement]: [on track/ahead/behind]
  Progress: [specific update]
- Goal 2 [education/home/other]: [status]
  Progress: [update]
- Goal 3 [if applicable]: [status]

KEY ACTIONS TAKEN THIS YEAR
- [Rebalancing done: when and why]
- [Tax loss harvesting: if applicable]
- [Asset allocation changes: if any]
- [New accounts opened: if any]
- [Beneficiary updates: if done]

MARKET COMMENTARY
- Brief market overview for the year
- How it affected client portfolio
- What we did in response
- Avoid: predictions or market timing language

LOOKING AHEAD
- Priorities for next year
- Scheduled reviews: [dates]
- Items to discuss at next meeting
- Any life events to plan for

CLOSING
- Appreciation for relationship
- Availability for questions
- Next meeting date

Disclosure: Past performance does not guarantee future results.
Note: Comply with your firm's compliance requirements before sending

Source: https://promptzyo.com/prompt/financial-advisor-annual-review-letter